I got my first credit card when I was 19. It was a Citi American AAdvantage card. As I got older I slowly accumulated more credit cards, and by the time I graduated college I had 5, all with Citi, all with rates between 15 and 20%. Shortly after graduation, I financed our cross-country move, ... Read the rest »

As long as I can remember my parents always taught me to brush my teeth at least twice a day.  This is something I have done religiously for over the past ten years.  I brush my teeth as soon as I wake up, and it’s the last thing I do before I go to bed, it’s ... Read the rest »

I want to share a story about how being frugal can help you make more money, and not just help you save it.  Ever since Mary and I decided to build our new house we have been living frugally for the first time, and I feel that it has opened my eyes.  I’ve always hated ... Read the rest »

Not planning ahead can get expensive. This weekend we went on a ski trip with my family, and I didn’t adequately plan ahead. I assumed everything was taken care of (which it was for the most part), but I missed the opportunity to save my family at least $20 a day on lift tickets (we ... Read the rest »

I’ve been sick and out of town (without internet!) for the last few days and I haven’t been able to do any updates!  I will be updating more this week (hopefully with more posts than usual to make up for it!  -Daniel 

As I watched the Super Bowl the other week, I was reminded how much I hate commercials. I have Tivo, and so I usually fast forward through commercials, but it was the Super Bowl, you are supposed to watch for the commercials.  Anyway, I really haven’t been watching TV much in the past months due to ... Read the rest »

Young and Frugal is officially 2 weeks old today, and I haven’t provided an update, so here it goes in a very random and unorganized fashion…  First off, I would also like to thank you for stopping by, it’s been two weeks, and I have had over 250 page views! OK, I really don’t know ... Read the rest »