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	<title>Comments on: Goals</title>
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	<description>Business and Personal Finance for Millennials</description>
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		<title>By: How Scouting Taught Me To Be A Smart Shopper &#171; Young and Frugal</title>
		<link>http://www.youngandfrugal.com/2008/02/05/goals/comment-page-1/#comment-19</link>
		<dc:creator>How Scouting Taught Me To Be A Smart Shopper &#171; Young and Frugal</dc:creator>
		<pubDate>Thu, 27 Mar 2008 03:55:21 +0000</pubDate>
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		<description>[...] is on my list of things I want and need (yes I do need a new computer), I want to achieve other Goals first.  Most of our Tax return will hopefully be going directly into savings to help us achieve [...]</description>
		<content:encoded><![CDATA[<p>[...] is on my list of things I want and need (yes I do need a new computer), I want to achieve other Goals first.  Most of our Tax return will hopefully be going directly into savings to help us achieve [...]</p>
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		<title>By: TV&#8230;It&#8217;s A Trap! &#171; Young and Frugal</title>
		<link>http://www.youngandfrugal.com/2008/02/05/goals/comment-page-1/#comment-18</link>
		<dc:creator>TV&#8230;It&#8217;s A Trap! &#171; Young and Frugal</dc:creator>
		<pubDate>Tue, 12 Feb 2008 02:56:33 +0000</pubDate>
		<guid isPermaLink="false">http://youngandfrugal.wordpress.com/?p=15#comment-18</guid>
		<description>[...] in the day for more important things, like each other, keeping fit, and working to achieve our goals.   The bottom line is that being frugal isn&#8217;t about just finding ways to save money, [...]</description>
		<content:encoded><![CDATA[<p>[...] in the day for more important things, like each other, keeping fit, and working to achieve our goals.   The bottom line is that being frugal isn&#8217;t about just finding ways to save money, [...]</p>
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		<title>By: danielb</title>
		<link>http://www.youngandfrugal.com/2008/02/05/goals/comment-page-1/#comment-17</link>
		<dc:creator>danielb</dc:creator>
		<pubDate>Thu, 07 Feb 2008 01:26:05 +0000</pubDate>
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		<description>@ Joe, Thanks for the info on the Roth, I&#039;ll definitely have to look into that.  I do know that the penalties for a 401k loan can be pretty great

@ Ron, that might be the best quote I&#039;ve ever heard I&#039;m going to put that in the body of the blog.  Thanks!</description>
		<content:encoded><![CDATA[<p>@ Joe, Thanks for the info on the Roth, I&#8217;ll definitely have to look into that.  I do know that the penalties for a 401k loan can be pretty great</p>
<p>@ Ron, that might be the best quote I&#8217;ve ever heard I&#8217;m going to put that in the body of the blog.  Thanks!</p>
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	<item>
		<title>By: Ron</title>
		<link>http://www.youngandfrugal.com/2008/02/05/goals/comment-page-1/#comment-16</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Thu, 07 Feb 2008 01:12:15 +0000</pubDate>
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		<description>Hey Daniel,

Congratulations for even HAVING goals. Most people today allow life to happen to them while those of us with goals make it happen every day.

My goal is to reduce my non-mortgage debt by half. It will be a huge stretch, but I think that my wife and I can do it.

Thanks for sharing your goals.

Ron</description>
		<content:encoded><![CDATA[<p>Hey Daniel,</p>
<p>Congratulations for even HAVING goals. Most people today allow life to happen to them while those of us with goals make it happen every day.</p>
<p>My goal is to reduce my non-mortgage debt by half. It will be a huge stretch, but I think that my wife and I can do it.</p>
<p>Thanks for sharing your goals.</p>
<p>Ron</p>
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		<title>By: joetaxpayerblog</title>
		<link>http://www.youngandfrugal.com/2008/02/05/goals/comment-page-1/#comment-15</link>
		<dc:creator>joetaxpayerblog</dc:creator>
		<pubDate>Wed, 06 Feb 2008 04:45:47 +0000</pubDate>
		<guid isPermaLink="false">http://youngandfrugal.wordpress.com/?p=15#comment-15</guid>
		<description>Just a thought for you. If you are doing those goals in order, and cannot fund the Roth just yet as you are working on the emergency fund, consider this - put the emergency money inside a Roth. Any money you deposit can be taken out tax and penalty free, and if you have no emergency, that money will kick start your retirement plan. Once you start the 401(k), your company may allow a loan, which may tide you over in case of a brief need for some money.
Joe</description>
		<content:encoded><![CDATA[<p>Just a thought for you. If you are doing those goals in order, and cannot fund the Roth just yet as you are working on the emergency fund, consider this &#8211; put the emergency money inside a Roth. Any money you deposit can be taken out tax and penalty free, and if you have no emergency, that money will kick start your retirement plan. Once you start the 401(k), your company may allow a loan, which may tide you over in case of a brief need for some money.<br />
Joe</p>
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