Young and Frugal

Business and Personal Finance for Millennials

Entries for May, 2008

Finding Opportunity in Disaster

I am the luckiest guy in the world, I’m married to my high school sweetheart, today I turn 23, and yesterday I closed on my house an hour after I found out about a leak that flooded the front bedroom. 
Why do I consider myself lucky after closing on something that most people would have not [...]

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Why Corporate Camo Is Necessary For Gen-Y

It’s no wonder that many boomers and gen-xers think we are the worst generation.   We’ve had our helicopter parents swoop in and save us when we’ve gotten into rough situations, we’ve been told our whole lives that we should dream big and that we have the power to change the world (and we believe it!), [...]

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Buying A House and Maintaining An Emergency Fund

In 8 short days I will make the biggest purchase I am ever likely to make, I will be purchasing a new house.  And the closer we come to closing, the harder it is for me to practice what I preach.
Everywhere I look small “upgrades” are popping up that I know I can find cheaper elsewhere, [...]

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Good Idea? Bad Idea?

Last week I wrote a post about why you should share your ideas, with the bottom line being “If you’re scared you’re going to get screwed, you’re never going to get laid.”  In the comments Young and Frugal, and Brazen Careerist reader JRandom prompted me with a great question, which I will answer to the best [...]

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Why You Shouldn’t Be Scared To Share Ideas

 
A key trait of millennials is that we love to be entrepreneurial, we love to take on new tasks, but most of all, we need to know that our ideas are appreciated or at least given the time of day. Being a millennial, these traits are some of the main reasons why I started this [...]

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Live On Last Years Salary

My wife and I have essentially been living as if we were making mortgage payments on our new house for the last 6 months, but instead of paying a mortgage (and taxes and insurance and Homeowners Association) it’s all been going into savings for our down payment.
We admit that we are stretching ourselves to buy [...]

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Ten Tips for Saving Money on Gas

As gas passes $3.50 per gallon and rapidly approaches $4.00 per gallon (or it’s already there…sorry CA), Mary and I can’t wait to move into our new house and cut our commute from 32 miles to 15. However in the meantime, we have taken measures to get the most out of our tanks of gas. [...]

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