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	<title>Comments on: The 7 Effective Habits of Highly Frugal People</title>
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	<description>Business and Personal Finance for Millennials</description>
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		<title>By: New grads need a new budget&#160;&#124;&#160;LAUNCH</title>
		<link>http://www.youngandfrugal.com/2009/02/16/the-7-effective-habits-of-highly-frugal-people/comment-page-1/#comment-6121</link>
		<dc:creator>New grads need a new budget&#160;&#124;&#160;LAUNCH</dc:creator>
		<pubDate>Wed, 12 Aug 2009 19:31:13 +0000</pubDate>
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		<description>[...] key to saving money (although this seems really obvious) is for you to spend less money than you earn, and in order to do so you really need to keep track of what you are spending, when and [...]</description>
		<content:encoded><![CDATA[<p>[...] key to saving money (although this seems really obvious) is for you to spend less money than you earn, and in order to do so you really need to keep track of what you are spending, when and [...]</p>
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		<title>By: Repurpose old furniture to save money and trees&#160;&#124;&#160;LAUNCH</title>
		<link>http://www.youngandfrugal.com/2009/02/16/the-7-effective-habits-of-highly-frugal-people/comment-page-1/#comment-6040</link>
		<dc:creator>Repurpose old furniture to save money and trees&#160;&#124;&#160;LAUNCH</dc:creator>
		<pubDate>Fri, 07 Aug 2009 18:00:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.youngandfrugal.com/?p=253#comment-6040</guid>
		<description>[...] buying used makes sense because items cost a fraction of the price they would if they were new.  Although there can be a [...]</description>
		<content:encoded><![CDATA[<p>[...] buying used makes sense because items cost a fraction of the price they would if they were new.  Although there can be a [...]</p>
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		<title>By: Entry-level living: New grads need a new budget &#171; internSHARE Blog</title>
		<link>http://www.youngandfrugal.com/2009/02/16/the-7-effective-habits-of-highly-frugal-people/comment-page-1/#comment-5793</link>
		<dc:creator>Entry-level living: New grads need a new budget &#171; internSHARE Blog</dc:creator>
		<pubDate>Thu, 23 Jul 2009 15:23:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.youngandfrugal.com/?p=253#comment-5793</guid>
		<description>[...] key to saving money (although this seems really obvious) is for you to spend less money than you earn, and in order to do so you really need to keep track of what you are spending, when and [...]</description>
		<content:encoded><![CDATA[<p>[...] key to saving money (although this seems really obvious) is for you to spend less money than you earn, and in order to do so you really need to keep track of what you are spending, when and [...]</p>
]]></content:encoded>
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		<title>By: Entry-level living: New grads need a new budget &#124; TalentEgg Career Incubator</title>
		<link>http://www.youngandfrugal.com/2009/02/16/the-7-effective-habits-of-highly-frugal-people/comment-page-1/#comment-5792</link>
		<dc:creator>Entry-level living: New grads need a new budget &#124; TalentEgg Career Incubator</dc:creator>
		<pubDate>Thu, 23 Jul 2009 15:03:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.youngandfrugal.com/?p=253#comment-5792</guid>
		<description>[...] key to saving money (although this seems really obvious) is for you to spend less money than you earn, and in order to do so you really need to keep track of what you are spending, when and [...]</description>
		<content:encoded><![CDATA[<p>[...] key to saving money (although this seems really obvious) is for you to spend less money than you earn, and in order to do so you really need to keep track of what you are spending, when and [...]</p>
]]></content:encoded>
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		<title>By: Entry-level living: Repurpose old furniture to save money and trees &#171; internSHARE Blog</title>
		<link>http://www.youngandfrugal.com/2009/02/16/the-7-effective-habits-of-highly-frugal-people/comment-page-1/#comment-4391</link>
		<dc:creator>Entry-level living: Repurpose old furniture to save money and trees &#171; internSHARE Blog</dc:creator>
		<pubDate>Thu, 04 Jun 2009 20:33:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.youngandfrugal.com/?p=253#comment-4391</guid>
		<description>[...] buying used makes sense because items cost a fraction of the price they would if they were new.  Although there can be a [...]</description>
		<content:encoded><![CDATA[<p>[...] buying used makes sense because items cost a fraction of the price they would if they were new.  Although there can be a [...]</p>
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		<title>By: Entry-level living: Repurpose old furniture to save money and trees &#124; TalentEgg Career Incubator</title>
		<link>http://www.youngandfrugal.com/2009/02/16/the-7-effective-habits-of-highly-frugal-people/comment-page-1/#comment-4390</link>
		<dc:creator>Entry-level living: Repurpose old furniture to save money and trees &#124; TalentEgg Career Incubator</dc:creator>
		<pubDate>Thu, 04 Jun 2009 20:07:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.youngandfrugal.com/?p=253#comment-4390</guid>
		<description>[...] buying used makes sense because items cost a fraction of the price they would if they were new.  Although there can be a [...]</description>
		<content:encoded><![CDATA[<p>[...] buying used makes sense because items cost a fraction of the price they would if they were new.  Although there can be a [...]</p>
]]></content:encoded>
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		<title>By: Know Your Insurance Coverage and Save Big! - Young and Frugal</title>
		<link>http://www.youngandfrugal.com/2009/02/16/the-7-effective-habits-of-highly-frugal-people/comment-page-1/#comment-1765</link>
		<dc:creator>Know Your Insurance Coverage and Save Big! - Young and Frugal</dc:creator>
		<pubDate>Wed, 04 Mar 2009 02:55:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.youngandfrugal.com/?p=253#comment-1765</guid>
		<description>[...] story exemplifies being &#8220;On The Ball,&#8221; one of The 7 Effective Habits of Highly Frugal People . By knowing what our insurance covers, she successfully challenged a charge and ended up saving us [...]</description>
		<content:encoded><![CDATA[<p>[...] story exemplifies being &#8220;On The Ball,&#8221; one of The 7 Effective Habits of Highly Frugal People . By knowing what our insurance covers, she successfully challenged a charge and ended up saving us [...]</p>
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		<title>By: Dan</title>
		<link>http://www.youngandfrugal.com/2009/02/16/the-7-effective-habits-of-highly-frugal-people/comment-page-1/#comment-1736</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Sat, 28 Feb 2009 20:15:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.youngandfrugal.com/?p=253#comment-1736</guid>
		<description>Another frugal tip for startups (different than in daily life, I know) is exchanging equity for services.  You&#039;d only give up a tiny amount but you get to keep your cash.  There are marketplaces like http://services4stock.com that let you find places who would work for stock instead of cash - seems to make sense this year.  

Bartering - frugal tip #8!</description>
		<content:encoded><![CDATA[<p>Another frugal tip for startups (different than in daily life, I know) is exchanging equity for services.  You&#8217;d only give up a tiny amount but you get to keep your cash.  There are marketplaces like <a href="http://services4stock.com" rel="nofollow">http://services4stock.com</a> that let you find places who would work for stock instead of cash &#8211; seems to make sense this year.  </p>
<p>Bartering &#8211; frugal tip #8!</p>
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		<title>By: ontrider</title>
		<link>http://www.youngandfrugal.com/2009/02/16/the-7-effective-habits-of-highly-frugal-people/comment-page-1/#comment-1676</link>
		<dc:creator>ontrider</dc:creator>
		<pubDate>Sat, 21 Feb 2009 01:53:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.youngandfrugal.com/?p=253#comment-1676</guid>
		<description>Nice writeup.  Further to the sunday paper / coupon thing... I check my grocery store flyers once a week (you can subscribe by email to a lot of them now even) and just stock up on whatever is on sale.  It&#039;s crazy how much I save not paying full price on anything ever :)</description>
		<content:encoded><![CDATA[<p>Nice writeup.  Further to the sunday paper / coupon thing&#8230; I check my grocery store flyers once a week (you can subscribe by email to a lot of them now even) and just stock up on whatever is on sale.  It&#8217;s crazy how much I save not paying full price on anything ever <img src='http://www.youngandfrugal.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Dan</title>
		<link>http://www.youngandfrugal.com/2009/02/16/the-7-effective-habits-of-highly-frugal-people/comment-page-1/#comment-1661</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Thu, 19 Feb 2009 04:49:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.youngandfrugal.com/?p=253#comment-1661</guid>
		<description>If you would like to implement some of Stephen Covey&#039;s best ideas, you can use this web aplication:

&lt;a href=&quot;http://www.Gtdagenda.com&quot; rel=&quot;nofollow&quot;&gt;http://www.Gtdagenda.com&lt;/a&gt;

You can use it to manage and prioritize your Goals (in each of your life&#039;s categories), projects and tasks, in an intuitive interface. It has a Checklists section, for the repetitive activities you have to do, important but not urgent (Quadrant II, for example your routines/habits). Also, it features a Schedules section and a Calendar, for scheduling you time, activities and for the weekly review.

Some features from GTD are also present, like Contexts and Next Actions.

And it&#039;s available on the mobile phone too, so you can access it wherever you are.</description>
		<content:encoded><![CDATA[<p>If you would like to implement some of Stephen Covey&#8217;s best ideas, you can use this web aplication:</p>
<p><a href="http://www.Gtdagenda.com" rel="nofollow">http://www.Gtdagenda.com</a></p>
<p>You can use it to manage and prioritize your Goals (in each of your life&#8217;s categories), projects and tasks, in an intuitive interface. It has a Checklists section, for the repetitive activities you have to do, important but not urgent (Quadrant II, for example your routines/habits). Also, it features a Schedules section and a Calendar, for scheduling you time, activities and for the weekly review.</p>
<p>Some features from GTD are also present, like Contexts and Next Actions.</p>
<p>And it&#8217;s available on the mobile phone too, so you can access it wherever you are.</p>
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