Anything that can go wrong, will go wrong. -Murphy’s law A few weeks ago I was at the beginning of a 2 hour drive back from a friends lakehouse with my brother when, in the 105 degree Texas heat, the motor for the passenger window broke and the window would not roll up. I spent the ... Read the rest »

I was recently called and asked to participate in a Gallup survey, and for some reason I agreed. Eventually, after wading through questions about political beliefs and the economy, the question about my personal happiness came around. I thought about it for a second, and didn’t have anything to complain about. I felt content with ... Read the rest »

As I’ve said before, being frugal is about controlling your money and making choices so that you can allow yourself to splurge, because if you aren’t controlling your money, your money will control you.  That sounds easy enough but in reality living frugally is not easy at all.  It’s something that I struggle with daily, ... Read the rest »

Note: I try my hardest to keep politics off of Young and Frugal, but this is an issue that I think transcends political beliefs.  This is a real problem that needs to be dealt with soon and I’m trying to take a non-partisan approach to it. Bernard Madoff is a name that you should know ... Read the rest »

As many of you know, I started this blog to hold myself accountable for budgeting as my wife and I planned and budgeted to move into our new house.  Over that time, I successfully wrote and grew this blog to over 100 subscribers. Now that we have moved into our house, I’ve found myself at ... Read the rest »

Hi, my name is Daniel, and I… lost track of my finances.  I write (what is for the most part) a personal finance blog, so you’d think that I would track every penney, but I don’t.  We budget to pay ourselves first (savings/retirement), pay all of our bills, and then everything else is give and take.  One month we ... Read the rest »

In 8 short days I will make the biggest purchase I am ever likely to make, I will be purchasing a new house.  And the closer we come to closing, the harder it is for me to practice what I preach. Everywhere I look small “upgrades” are popping up that I know I can find cheaper ... Read the rest »