Welcome to Young and Frugal! If you like what you see please consider joining the 300+ other subscribers by subscribing via RSS feed or E-mail. Thanks for visiting!Note: I try my hardest to keep politics off of Young and Frugal, but this is an issue that I think transcends political beliefs. This is a real [...]
Since I began writing, about a year ago, “Frugal” has become quite the buzzword which is practically a 180 from when I wrote “When Did Frugality Cease Being a Virtue.” I even read an article in the Wall Street Journal last week that proclaimed Frugality is once again a virtue.
When I began writing, I’m not [...]
Not as much as most people think.
The following information is adapted from research by Stephanie Komon at Kent State University, and is based on the book The Millionaire Next Door. Stephanie’s research was derived for the ability of fundraisers to be able to spot wealthy people, but it is very relevant for us. Her presentation [...]
As many of you know, I started this blog to hold myself accountable for budgeting as my wife and I planned and budgeted to move into our new house. Over that time, I successfully wrote and grew this blog to over 100 subscribers.
Now that we have moved into our house, I’ve found myself at a [...]
This week I overheard a conversation that made me ashamed of my generation. I felt like I aged 20 years and was looking at two young people (roughly my age) in disbelief.
I was in a retail store with my wife, and I had a cashier call other stores to check stock on an item. As [...]
Hi, my name is Daniel, and I… lost track of my finances.
I write (what is for the most part) a personal finance blog, so you’d think that I would track every penney, but I don’t. We budget to pay ourselves first (savings/retirement), pay all of our bills, and then everything else is give and take. One month we might [...]
In 8 short days I will make the biggest purchase I am ever likely to make, I will be purchasing a new house. And the closer we come to closing, the harder it is for me to practice what I preach.
Everywhere I look small “upgrades” are popping up that I know I can find cheaper elsewhere, [...]
