For my entire life until we moved into our new house I had cable, nearly every imaginable channel, and I never fathomed my life without it. Whenever I turn on a cable channel I take a step back in time to a memory of years past. Speed Channel depicts my childhood years dreaming of cars ... Read the rest »

The following is a guest post by my wife, Mary.  My comments are in bold. Health Insurance is a privilege, something that shouldn’t be taken for granted, but also something that is earned by many as a benefit of being employed by a company that shells out thousands of dollars per employee to subsidize the ... Read the rest »

As I’ve said before, being frugal is about controlling your money and making choices so that you can allow yourself to splurge, because if you aren’t controlling your money, your money will control you.  That sounds easy enough but in reality living frugally is not easy at all.  It’s something that I struggle with daily, ... Read the rest »

Since I began writing, about a year ago, “Frugal” has become quite the buzzword which is practically a 180 from when I wrote “When Did Frugality Cease Being a Virtue.”  I even read an article in the Wall Street Journal last week that proclaimed Frugality is once again a virtue. When I began writing, I’m ... Read the rest »

Not as much as most people think. The following information is adapted from research by Stephanie Komon at Kent State University, and is based on the book The Millionaire Next Door.  Stephanie’s research was derived for the ability of fundraisers to be able to spot wealthy people, but it is very relevant for us.  Her ... Read the rest »

In my last post I wrote about a few of my fears, mostly irrational (like my fear of having to walk up a non-moving escalator), but I didn’t touch on one of my greatest fears…the accumulation of stuff. While stuff may be the most vague word in the English language, I think everyone knows what ... Read the rest »

Gas prices have tumbled in the past few weeks as peak travel season has passed, and while it feels great to pay $.70 less than we were a month ago, we all need to keep conserving gas.  It was almost 4 months ago when I wrote Ten Tips for Saving Money on Gas, at that ... Read the rest »