Hello WFAA viewers, and Welcome to Young and Frugal, a site dedicated to business and personal finance for Generation Y! If this is your first visit to the site please take a look around, and if you like what you see, be sure to join the 275+ other subscribers by signing up via E-mail or RSS to ... Read the rest »

It’s no secret that I enjoy haggling. I have written a great deal on it, and even been interviewed by Forbes about it; but this last week I was interviewed by a local Television station about haggling, and this new experience prompted me to develop some good faith rules to haggling. Why develop rules for ... Read the rest »

Today my wife told me that she gets embarrassed when she is around and I try to haggle. I guess I can understand, I used to be like that too, and only over time have I grown bolder. With this in mind, I have to ask why is it that in America, money seems to ... Read the rest »

The following is a guest post by my wife, Mary.  My comments are in bold. Health Insurance is a privilege, something that shouldn’t be taken for granted, but also something that is earned by many as a benefit of being employed by a company that shells out thousands of dollars per employee to subsidize the ... Read the rest »

As I’ve said before, being frugal is about controlling your money and making choices so that you can allow yourself to splurge, because if you aren’t controlling your money, your money will control you.  That sounds easy enough but in reality living frugally is not easy at all.  It’s something that I struggle with daily, ... Read the rest »

To build off my last post on how haggling builds confidence, I’ve decided to get you started on the right track by including 10 pointers for haggling. The more you buy, the more of a discount you can get.  Mary and I went shopping for a new TV for her parents at Best Buy, and ... Read the rest »

Note: At the suggestion of a reader I am splitting the post into two separate pieces.  Stay tuned for 10 Steps to Haggling! When I was younger I had very low self esteem, there was no reason for me to be shy and scared to talk to girls, but I was.  I was scared of ... Read the rest »