Young and Frugal

Business and Personal Finance for Millennials

Entries for the ‘House’ Category

Why Is Money Taboo?

Today my wife told me that she gets embarrassed when she is around and I try to haggle. I guess I can understand, I used to be like that too, and only over time have I grown bolder. With this in mind, I have to ask why is it that in America, money seems to [...]

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The Opportunity Cost of Home Ownership

I was recently called and asked to participate in a Gallup survey, and for some reason I agreed. Eventually, after wading through questions about political beliefs and the economy, the question about my personal happiness came around. I thought about it for a second, and didn’t have anything to complain about. I felt content with [...]

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What Makes A Millionaire?

Not as much as most people think.
The following information is adapted from research by Stephanie Komon at Kent State University, and is based on the book The Millionaire Next Door.  Stephanie’s research was derived for the ability of fundraisers to be able to spot wealthy people, but it is very relevant for us.  Her presentation [...]

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The End of Stuff

In my last post I wrote about a few of my fears, mostly irrational (like my fear of having to walk up a non-moving escalator), but I didn’t touch on one of my greatest fears…the accumulation of stuff.
While stuff may be the most vague word in the English language, I think everyone knows what I’m [...]

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Cancel That Gym Membership

Did you know that there are companies whose whole foundation is based on taking your money while giving you nothing in return?  These companies exist, they are very real, and most people continue on paying them for nothing, you probably are right now.
The primary example of this that comes to mind is your Gym membership. [...]

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Searching

As many of you know, I started this blog to hold myself accountable for budgeting as my wife and I planned and budgeted to move into our new house.  Over that time, I successfully wrote and grew this blog to over 100 subscribers.
Now that we have moved into our house, I’ve found myself at a [...]

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Falling Off The Wagon

Hi, my name is Daniel, and I… lost track of my finances. 
I write (what is for the most part) a personal finance blog, so you’d think that I would track every penney, but I don’t.  We budget to pay ourselves first (savings/retirement), pay all of our bills, and then everything else is give and take.  One month we might [...]

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