In my last post I wrote about a few of my fears, mostly irrational (like my fear of having to walk up a non-moving escalator), but I didn’t touch on one of my greatest fears…the accumulation of stuff. While stuff may be the most vague word in the English language, I think everyone knows what ... Read the rest »

Did you know that there are companies whose whole foundation is based on taking your money while giving you nothing in return?  These companies exist, they are very real, and most people continue on paying them for nothing, you probably are right now. The primary example of this that comes to mind is your Gym ... Read the rest »

As many of you know, I started this blog to hold myself accountable for budgeting as my wife and I planned and budgeted to move into our new house.  Over that time, I successfully wrote and grew this blog to over 100 subscribers. Now that we have moved into our house, I’ve found myself at ... Read the rest »

Hi, my name is Daniel, and I… lost track of my finances.  I write (what is for the most part) a personal finance blog, so you’d think that I would track every penney, but I don’t.  We budget to pay ourselves first (savings/retirement), pay all of our bills, and then everything else is give and take.  One month we ... Read the rest »

I am the luckiest guy in the world, I’m married to my high school sweetheart, today I turn 23, and yesterday I closed on my house an hour after I found out about a leak that flooded the front bedroom.  Why do I consider myself lucky after closing on something that most people would have ... Read the rest »

In 8 short days I will make the biggest purchase I am ever likely to make, I will be purchasing a new house.  And the closer we come to closing, the harder it is for me to practice what I preach. Everywhere I look small “upgrades” are popping up that I know I can find cheaper ... Read the rest »

My wife and I have essentially been living as if we were making mortgage payments on our new house for the last 6 months, but instead of paying a mortgage (and taxes and insurance and Homeowners Association) it’s all been going into savings for our down payment. We admit that we are stretching ourselves to ... Read the rest »