Young and Frugal

Business and Personal Finance for Millennials

Entries for the ‘Planning’ Category

You Are Who You Associate With

Cliques are everywhere, they are unavoidable.  As we grow up we float from clique to clique and we change “lunch table groups;” perhaps we were even members of a couple of different cliques at once. Our friends shape our reality and influence us beyond belief.
Even as we get older peer pressure is still extremely powerful. [...]

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23 Things I Know at 23 That I Pray I Remember At 43

When I graduated college I knew it all. I was ready to take on the world, and then I got knocked down quite a few pegs when it took me 5 months to find a job.
Since that time I have learned a great deal, and I admit to not knowing half as much as I [...]

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The 7 Effective Habits of Highly Frugal People

As I’ve said before, being frugal is about controlling your money and making choices so that you can allow yourself to splurge, because if you aren’t controlling your money, your money will control you.  That sounds easy enough but in reality living frugally is not easy at all.  It’s something that I struggle with daily, [...]

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The Power of Gradual

The Power of Gradual is quite possibly the most powerful force ever.  It takes discipline, hard work, and time, but it has proven time and time again the best way to get things done.  Have you ever placed a bucket under a dripping faucet and forgot about it?  By the time you walk by it and [...]

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Bigger than Madoff: Entitlement Programs

Note: I try my hardest to keep politics off of Young and Frugal, but this is an issue that I think transcends political beliefs.  This is a real problem that needs to be dealt with soon and I’m trying to take a non-partisan approach to it.
Bernard Madoff is a name that you should know (unless [...]

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Control Money or Money Will Control You

Since I began writing, about a year ago, “Frugal” has become quite the buzzword which is practically a 180 from when I wrote “When Did Frugality Cease Being a Virtue.”  I even read an article in the Wall Street Journal last week that proclaimed Frugality is once again a virtue.
When I began writing, I’m not [...]

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Gen-Y, Why Are You Worried?

It seems like there are too many young people worrying these days.  As I checked Facebook on New Years I read way too much of the “Thank God 2008 is over!” or “2008 Sucked! Let’s hope for a better ‘09″ status updates.  Quite frankly, 2008 was a pretty good year for me.  Mary and I [...]

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