Hi, my name is Daniel, and I… lost track of my finances.
I write (what is for the most part) a personal finance blog, so you’d think that I would track every penney, but I don’t. We budget to pay ourselves first (savings/retirement), pay all of our bills, and then everything else is give and take. One month we might [...]
I took an investments class the during the Fall semester of my Senior year in college, and when I say “took” I mean that I dutifully attended every class, sat in the front row, and tried with all my heart to understand what the hell he was talking about. It wasn’t that I didn’t understand the [...]
In college I thought I had learned everything. I learned finance in and out, I learned economics, marketing, advertising, managing, forecasting, social drinking, networking, and every other aspect of business that I could think of. I was a badass.
Nope. As soon as I started work, I ate my piece of humble pie.
Why is it that I spent [...]
I got my first credit card when I was 19. It was a Citi American AAdvantage card. As I got older I slowly accumulated more credit cards, and by the time I graduated college I had 5, all with Citi, all with rates between 15 and 20%.
Shortly after graduation, I financed our cross-country move, and [...]
