I took an investments class the during the Fall semester of my Senior year in college, and when I say “took” I mean that I dutifully attended every class, sat in the front row, and tried with all my heart to understand what the hell he was talking about.  It wasn’t that I didn’t understand the ... Read the rest »

Mathematically being young and frugal makes a great deal of sense; save as much as you can now, and let the compounding interest build up over the course of your life.  In theory if I were to invest $50,000 in a decent mutual fund at the age of 23, assuming it earns at least 10% ... Read the rest »

In college I thought I had learned everything.  I learned finance in and out, I learned economics, marketing, advertising, managing, forecasting, social drinking, networking, and every other aspect of business that I could think of.  I was a badass.  Nope.  As soon as I started work, I ate my piece of humble pie.  Why is it that ... Read the rest »

I got my first credit card when I was 19. It was a Citi American AAdvantage card. As I got older I slowly accumulated more credit cards, and by the time I graduated college I had 5, all with Citi, all with rates between 15 and 20%. Shortly after graduation, I financed our cross-country move, ... Read the rest »

I want to share a story about how being frugal can help you make more money, and not just help you save it.  Ever since Mary and I decided to build our new house we have been living frugally for the first time, and I feel that it has opened my eyes.  I’ve always hated ... Read the rest »

 Guy Kawasaki is one of my heroes, he was one of the original employees of Apple inc, and now he runs his own venture capital firm (both are my dream jobs), he also runs his own blog called How to Change the World.  I was reading his blog and found one of the most creative ways to ... Read the rest »

The New York Times ran an article today about how the shrinking credit market is changing the way America thinks.  I found great relief when I read this:  “With the number of jobs shrinking, housing prices falling and debt levels swelling, the same nation that pioneered the no-money-down mortgage suddenly confronts an unfamiliar imperative: more Americans must ... Read the rest »